WCF Financial Bank Closed
All WCF offices will be closed on Monday, January 19, 2026 in observance of Martin Luther King, Jr. Day. All items processed after 5:00 PM on Friday, January 16th will post on Tuesday, January 20, 2026.
WCF Financial Bank
Plan Ahead. Spend Smart. Smile More
Smart planning starts today! Open a 2026 Christmas Club Savings Account and build your holiday budget with ease—because a little saving now means a lot of cheer later.
Earn 4.75% APY*
Turn everyday banking into extra earnings—higher interest on balances up to $25,000 with Free Kasasa Cash®.
Holiday Journeys Made Simple and Secure
Snow-dusted landscapes, twinkling lights, and cherished family moments—winter is the season for magical escapes. Whether you’re winding through frosty countryside roads or discovering cozy cafés in a festive town, your WCF Debit Card is the perfect travel companion. Enjoy peace of mind and convenience wherever your holiday adventures take you.
Learn how to manage your debit card and keep it secure while traveling this winter.
Do you have a rewards account?
Cha-ching! In 2025, WCF customers earned an incredible $206,414.56 in Kasasa rewards. Thank you for banking smart with us. Ready to make 2026 your most rewarding year yet? Open your Kasasa account today and start earning!
Click for more information about opening your own Kasasa rewards account.
Telebank is Retiring
Telebank will be retired on February 6, 2026, as we continue to focus on modern, secure digital banking. If you haven’t already, now’s the perfect time to register for Online Banking and enjoy seamless access to your accounts anytime, anywhere. Make the switch today and experience the convenience you deserve.
Click below to learn more about Online Banking!
Deposit a Little Love, Earn Big Rewards
Treat yourself to the Kasasa Cash Rewards Account at WCF Financial Bank. Earn our sweetest rate with all the flexibility you crave—and no monthly maintenance fees. Make every dollar your Valentine this season!
Serving Businesses, Big & Small
Local businesses deserve local champions. WCF stands beside you—big or small—providing trusted guidance and resources to keep our communities strong and prosperous.
A Better Digital Banking Experience
Say goodbye to ordinary—your upgraded online and mobile banking is here, bringing a fresh, intuitive twist to how you manage your money.
From sleek design to smarter features, it’s built for the way you bank today. Dive in and explore the new experience that’s as dynamic as you are.
Serving Independence Families, Farms & Businesses
WCF Financial Bank has been helping the families, farms and businesses of Independence, Iowa since 2014. How can we help you reach your financial goals?
Big Service for Our Newest Branch
We were thrilled to add a new community to the WCF Financial Bank family in 2020. Our Tama Branch team provides a full range of services with unbeatable customer service!
A Pillar of the Webster City Community since 1934
We’ve been at the heart of Webster City for more than 80 years. Through decades of consistent growth, we have always put the community first!
Proud to Support Our Communities
We pride ourselves on being pillars of the communities we serve in Buchanan County, Hamilton County and Tama County.
Together, we make the region better!
