Choose Your Checking
Because everyone has different spending habits and goals, we provide three options for your personal checking account:
|DDA Checking||NOW Checking||Money Market Platinum||Money Market Plus|
|Account description||A free checking account with no minimum balance requirements||A checking account for anyone looking to earn interest on balances of at least $100||A premium account that earns our best interest rate but limits transactions.||An account that earns a higher rate of interest but limits transactions|
|Minimum amount to open||$50||$100||$100,000||$1,000|
|Minimum balance||None||$100 (to avoid fee)||$5,000||$500 (to avoid fee)|
|Fee||None||$5 per cycle if balance falls below minimum requirement||None||$5 per cycle if balance falls below minimum requirement|
|Unlimited check writing||Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle||Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle|
|Free debit card|
|Mobile Banking with mobile deposit|
|Online Bill Pay|
|Overdraft protection eligibility|
Current Checking Interest Rates
Checking Account FAQ
What do I need to open a checking account?
For all new accounts, a valid, current identification, such as a driver’s license, state ID card or U.S. passport, is needed. We also need a second form of ID, such as Social Security or ITIN card. In some cases, we will also request address verification. A minimum opening deposit is required for all checking and savings accounts.
How can I find out if a check has cleared, what my balance is or the amount of my direct deposit?
How can I add or remove someone from my checking account?
To add an owner, stop in anytime and see a Customer Service Representative.
To remove an owner, stop in anytime and see a Customer Service Representative to close the account and open a new one with your new ownership preferences.
What is the cutoff time for deposits?
Any transactions made before 5 p.m. will be processed the same business day. Transactions made after 5 p.m. will be processed on the next business day, and those made on Saturday at the drive-up will be processed the next business day.
How do I place a stop payment on an item?
A stop payment can be placed by coming into any of our locations and signing a stop payment form. There is a fee of $30 (plus tax) for a stop payment.
Can I receive my bank statement electronically?
Yes, you can enroll for eStatements through Online Banking.