We're Hiring!
We are looking for a Full Time Teller or Teller/Customer Service Representative in our Webster City office. Go to our Careers Page to learn more.
Choose Your Checking
Because everyone has different spending habits and goals, we provide three options for your personal checking account:
| DDA Checking | NOW Checking | Money Market Platinum | Money Market Plus | |
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| Account description | A free checking account with no minimum balance requirements | A checking account for anyone looking to earn interest on balances of at least $100 | A premium account that earns our best interest rate but limits transactions. | An account that earns a higher rate of interest but limits transactions |
| Minimum amount to open | $50 | $100 | $100,000 | $1,000 |
| Minimum balance | None | $100 (to avoid fee) | $5,000 | $500 (to avoid fee) |
| Fee | None | $5 per cycle if balance falls below minimum requirement | None | $5 per cycle if balance falls below minimum requirement |
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| Unlimited check writing | |
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Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle | Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
| Free debit card | |
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| Online Banking | |
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| Mobile Banking with mobile deposit | |
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| eStatements | |
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| Online Bill Pay | |
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| Overdraft protection eligibility | |
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Current Checking Interest Rates
Checking Account FAQ
What do I need to open a checking account?
For all new accounts, a valid, current identification, such as a driver’s license, state ID card or U.S. passport, is needed. We also need a second form of ID, such as Social Security or ITIN card. In some cases, we will also request address verification. A minimum opening deposit is required for all checking and savings accounts.
How can I find out if a check has cleared, what my balance is or the amount of my direct deposit?
Online Banking customers will always have access to this information by logging into their accounts. Other customers may contact us, and we’ll assist with these questions.
How can I add or remove someone from my checking account?
To add an owner, stop in anytime and see a Customer Service Representative.
To remove an owner, stop in anytime and see a Customer Service Representative to close the account and open a new one with your new ownership preferences.
What is the cutoff time for deposits?
Any transactions made before 5 p.m. will be processed the same business day. Transactions made after 5 p.m. will be processed on the next business day, and those made on Saturday at the drive-up will be processed the next business day.
How do I place a stop payment on an item?
A stop payment can be placed by coming into any of our locations and signing a stop payment form. There is a fee of $30 (plus tax) for a stop payment.
Can I receive my bank statement electronically?
Yes, you can enroll for eStatements through Online Banking.
How safe is my checking account?
Learn more about how FDIC insurance protects your deposits up to $250,000.
