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Bank Closed

All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday.  All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th.  WCF will resume our normal business hours on Tuesday, October 10th.  

Branches Closing Early

Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training.  These branches will be open for normal business hours on Thursday, October 5th.  

Business Loans

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The Money You Need When You Need It

We get it. Starting, maintaining and growing a business often requires extra capital.

Our dedicated lenders take the time to develop a financial solution that’s right for your business — no matter your company’s size, industry or lifecycle. Decisions are made locally and quickly. As a committed partner each step of the way, we make sure the deal gets done well and on time.

Contact one of our business lenders today to learn more about our many lending services!

Types of Business Loans

  • Commercial real estate loans (see below!)
  • Land and lot loans
  • Working capital to manage cashflow cycles and for short-term needs
  • Funds for capital expenditures
  • Operating lines of credit
  • Facility renovation and expansion loans
  • Financing for buyouts, acquisitions and mergers
  • Business loans and leases for equipment, machinery, and other fixed assets to conserve capital and minimize tax
  • Small Business Administration (SBA) guaranteed loans for increased credit access and flexible terms

Commercial Real Estate Loan Features

  • Customized terms
  • Competitive rates
  • Can be used to finance new purchases, remodels and expansions
  • Customized by our highly skilled, experienced lenders

Loan Calculator

Our Commercial Lenders

Pete Burmeister
Pete R. Burmeister Senior Vice President / Chief Credit Officer Independence (319) 327-8386 NMLS ID: 1978747
Kelly Smith
Kelly J. Smith Senior Vice President / Tama Market President / Senior Loan Officer Tama (641) 484-2078 NMLS ID: 535722
Cody Heckenlaible
Cody Heckenlaible Asst. Vice President Lending Independence (319) 327-8388 NMLS ID: 1675076
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