WCF Offices Closed


WCF branch offices will be closed on Monday, September 1, 2025 in observance of Labor Day.  All transactions conducted after the close of business on Friday, August 29th will post on Tuesday, September 2nd.  Our offices will be resume normal business hours on Tuesday, September 2nd. 

 

 

 

 

Webster City Branch Hours Changing


On September 1, 2025 the Webster City branch hours will be changing.  Please see below on the home page for details.  The Independence and Tama branch hours will remain the same.

 

 

WCF Financial Bank
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Text & Telephone Banking

Go Ahead and Phone it in

In addition to our Mobile Banking app, WCF Financial Bank’s text and telephone banking put the power of your finances into the palm of your hand.

With our text banking service, you access account balance and history or locate the nearest ATM or branch. Telephone banking lets you access your account balances, transfer funds, and review deposit and withdrawal transactions.

Enroll in Text Banking

  1. Log into WCF Online Banking.
  2. Select “Profile.”
  3. Choose “Manage Devices.”
  4.  Add a new device.
  5.  Under “Other Services,” enter your mobile phone number.
  6.  Click “Continue.”
  7.  Select “Text Banking.”
  8.  Enter the activation code provided.

Enroll in Telephone Banking

  1. Call (855) 932-2497.
  2. Enter your account number.
  3. Use the last four digits of your Social Security Number or Tax Identification Number for initial PIN.
  4. Set a new PIN for future access.

Text Banking Commands

  • Text BAL to get your balance.
  • Text HIST + texting nickname to see your transaction history.
  • Text ATM + Street or ZIP to find an ATM.
  • Text BRANCH + Street or ZIP to find a WCF branch.
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