WCF Financial Bank Closed
All WCF offices will be closed on Monday, January 19, 2026 in observance of Martin Luther King, Jr. Day. All items processed after 5:00 PM on Friday, January 16th will post on Tuesday, January 20, 2026.
Checking Options Cultivated for Your Operation
We know every agribusiness has different financial needs, habits and goals, which is why WCF provides three ag checking accounts to choose from:
| DDA Checking | NOW Checking | Money Market Platinum | Money Market Plus | |
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| Account Description | A free checking account for small farms with a modest amount of account activity | A checking account for larger ag operations looking to earn interest on their balance | A premium account that earns our best interest rate but limits transactions. | An account for agribusinesses that want to earn higher interest rates for higher balances |
| Minimum amount to open | $50 | $100 | $100,000 | $1,000 |
| Minimum balance | None | $100 (to avoid fee) | $5,000 | $500 (to avoid fee) |
| Fee | None | $5 per cycle if balance falls below minimum requirement | None | $5 per cycle if balance falls below minimum requirement |
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| Unlimited check writing | |
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Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle | Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
| Free debit card | |
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| Online Banking | |
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| Mobile Banking with mobile deposit | |
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| eStatements | |
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| Online Bill Pay | |
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| Overdraft protection eligibility | |
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Lost or Stolen Debit Card
To report a lost or stolen card, please contact us right away!
- Call (800) 472-3272 24/7/365.
