Bank Closed
All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday. All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th. WCF will resume our normal business hours on Tuesday, October 10th.
Branches Closing Early
Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training. These branches will be open for normal business hours on Thursday, October 5th.
We know every agribusiness has different financial needs, habits and goals, which is why WCF provides three ag checking accounts to choose from:
| DDA Checking | NOW Checking | Money Market Platinum | Money Market Plus | |
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| Account Description | A free checking account for small farms with a modest amount of account activity | A checking account for larger ag operations looking to earn interest on their balance | A premium account that earns our best interest rate but limits transactions. | An account for agribusinesses that want to earn higher interest rates for higher balances |
| Minimum amount to open | $50 | $100 | $100,000 | $1,000 |
| Minimum balance | None | $100 (to avoid fee) | $5,000 | $500 (to avoid fee) |
| Fee | None | $5 per cycle if balance falls below minimum requirement | None | $5 per cycle if balance falls below minimum requirement |
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| Unlimited check writing | |
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Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle | Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
| Free debit card | |
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| Online Banking | |
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| Mobile Banking with mobile deposit | |
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| eStatements | |
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| Online Bill Pay | |
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| Overdraft protection eligibility | |
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To report a lost or stolen card, please contact us right away!
