WCF Offices Closed


WCF branch offices will be closed on Monday, September 1, 2025 in observance of Labor Day.  All transactions conducted after the close of business on Friday, August 29th will post on Tuesday, September 2nd.  Our offices will be resume normal business hours on Tuesday, September 2nd. 

 

 

 

 

Webster City Branch Hours Changing


On September 1, 2025 the Webster City branch hours will be changing.  Please see below on the home page for details.  The Independence and Tama branch hours will remain the same.

 

 

WCF Financial Bank
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Mobile Banking

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Manage Your Money on the Go

Transform your smartphone or tablet into a mobile branch with the WCF Bank app. All you need is to be enrolled in Online Banking to get started!

iOS: Download on the App Store Android: Get it on Google Play

See a list of supported mobile devices.

Benefits of Mobile Banking

  • Review your balances and transactions 24/7.
  • Initiate transfers between WCF Financial Bank accounts.
  • Pay bills anywhere, anytime.
  • Deposit checks securely.
  • Send and request money from others through Zelle®.
  • Access CardValet to manage your debit card:
    • Block a card if it’s lost or stolen.
    • Report a lost or stolen debit card.
    • Set card limits, such as transaction amount, location or merchant.

View our Mobile Banking Privacy Policy

Mobile Banking Instructions

If you are already enrolled in Online Banking, you will need to know your WCF Online Banking username, password and the answers to your security questions before you can use the app.

Here are the steps to follow to begin using Mobile Banking:

  1. Download the WCF Bank app from the Apple App Store or Google Play (using the links above) and install it on your device.
  2. Open the WCF Bank app.
  3. Tap the Enroll Now link
  4. Tap Type of account.
  5. Select the type of account you want to use to identify yourself during enrollment.
  6. In the Account number field, type the account number associated with the account type you selected.
  7. Enter your Social Security number.
  8. Tap Next.
  9. Enter your email address.
  10. Type your email address again in the Confirm email address field.
  11. Tap Enroll.
  12. If prompted, type your username and password and then tap Continue.
  13. On the Set up challenge questions screen, select three different challenge questions and type their answers. The WCF Bank app presents these questions when it requires additional authentication to complete an action.
  14. Tap Continue. The Congratulations screen will then appear.
  15. Accept the Terms and Conditions for Retail Online Banking.
  16. Tap Log in now.
  17. Sign in and accept the Terms and Conditions for the WCF Mobile app.

Mobile Banking Video Tutorial

video screenshot

Mobile Banking Click-Thru Demo

Interactive Click-Thru Demo about Mobile Banking
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