Webster City Branch Hours Changing
On September 1, 2025 the Webster City branch hours will be changing. Please see below on this page for details. The Independence and Tama branch hours will remain the same.
Save for the long term - spend when you need it. A money market account provides flexibility, along with paying a competitive rate of interest.
Current Money Market Interest Rates
Contact a local Customer Service Representative for our current Money Market rates and find the right account for you.
| Money Market Platinum | Money Market Plus | |
|---|---|---|
| Account description | A premium account that earns our best interest rate but limits transactions. | An account that earns a higher rate of interest but limits transactions |
| Minimum amount to open | $100,000 | $1,000 |
| Minimum balance | $5,000 | $500 (to avoid fee) |
| Minimum balance required to obtain stated APY* | $5,000 | $5 |
| Fee | None | $5 per cycle if balance falls below minimum requirement |
| Interest Earning |  |
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| Transaction Limits | Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle | Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
| Free debit card | |
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| Online Banking | |
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| Mobile Banking with mobile deposit | |
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| eStatements | |
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| Online Bill Pay | |
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| Overdraft protection eligibility** | |
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**Read important disclosure information about WCF's Overdraft Protection Eligibility.
Visit one of our branches or contact us below to open your account!
