WCF Offices Closed
WCF branch offices will be closed on Monday, September 1, 2025 in observance of Labor Day. All transactions conducted after the close of business on Friday, August 29th will post on Tuesday, September 2nd. Our offices will be resume normal business hours on Tuesday, September 2nd.
Webster City Branch Hours Changing
On September 1, 2025 the Webster City branch hours will be changing. Please see below on the home page for details. The Independence and Tama branch hours will remain the same.
Exciting changes for your digital banking experience start on Monday, August 25th. Click here for important information!
Contact a local Customer Service Representative for our current Money Market rates and find the right account for you.
| Money Market Platinum | Money Market Plus | |
|---|---|---|
| Account description | A premium account that earns our best interest rate but limits transactions. | An account that earns a higher rate of interest but limits transactions |
| Minimum amount to open | $100,000 | $1,000 |
| Minimum balance | $5,000 | $500 (to avoid fee) |
| Minimum balance required to obtain stated APY* | $5,000 | $5 |
| Fee | None | $5 per cycle if balance falls below minimum requirement |
| Interest Earning |  |
|
| Transaction Limits | Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle | Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
| Free debit card | |
|
| Online Banking | |
|
| Mobile Banking with mobile deposit | |
|
| eStatements | |
|
| Online Bill Pay | |
|
| Overdraft protection eligibility** | |
|
Visit one of our branches or contact us below to open your account!
