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Bank Closed

All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday.  All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th.  WCF will resume our normal business hours on Tuesday, October 10th.  

Branches Closing Early

Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training.  These branches will be open for normal business hours on Thursday, October 5th.  

Money Market Accounts

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Save for the long term - spend when you need it.  A money market account provides flexibility, along with paying a competitive rate of interest.  


Comparison table of money market accounts
  Money Market Platinum Money Market Plus
Account description A premium account that earns our best interest rate but limits transactions. An account that earns a higher rate of interest but limits transactions
Minimum amount to open $100,000 $1,000
Minimum balance $5,000 $500 (to avoid fee)
Minimum balance required to obtain stated APY* $5,000 $5
Fee None $5 per cycle if balance falls below minimum requirement
Interest Earning Yes Yes
Transaction Limits Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle
Free debit card Yes Yes
Online Banking Yes Yes
Mobile Banking with mobile deposit Yes Yes
eStatements Yes Yes
Online Bill Pay Yes Yes
Overdraft protection eligibility** Yes Yes


**Read important disclosure information about WCF's Overdraft Protection Eligibility.
Current Money Market Interest Rates

Current Rates

Visit one of our branches or contact us below to open your account!

Emily Ely
Emily Ely Officer Trainee/Operations Supervisor Webster City
Kya Askvig
Kya L. Askvig Operations Assistant Webster City
Jeanine Nokes
Jeanine Nokes Customer Service Representative Webster City
Tricia Rose
Tricia Rose Customer Service Representative Webster City
Itzel Chavez
Itzel Chavez Customer Service Representative Webster City
Elizabeth Luna
Elizabeth Luna Customer Service Representative Webster City
Jenn Thiessen
Jenn Thiessen Asst. Vice President/Customer Support Tama
Lesa Haughey
Lesa Haughey Customer Service Tama (641) 484-2079 NMLS ID: 1958636
Gwen Upah
Gwen Upah Customer Support Tama
Dahiana Puentes
Dahiana Puentes Customer Support Tama
Jill Price
Jill N. Price Loan Processor Independence
Jackie Reiff
Jackie A. Reiff Commercial Loan Processor Independence
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