WCF branch offices will be closed on Monday, September 1, 2025 in observance of Labor Day. All transactions conducted after the close of business on Friday, August 29th will post on Tuesday, September 2nd. Our offices will be resume normal business hours on Tuesday, September 2nd.
Webster City Branch Hours Changing
On September 1, 2025 the Webster City branch hours will be changing. Please see below on the home page for details. The Independence and Tama branch hours will remain the same.
Exciting changes for your digital banking experience start on Monday, August 25th. Click here for important information!
Ahorre a largo plazo: gaste cuando lo necesite. Una cuenta del mercado monetario proporciona flexibilidad, junto con el pago de una tasa de interés competitiva.
Tabla comparativa de cuentas del mercado monetario.
Mercado Monetario Platino
Mercado Monetario Plus
Descripción de la cuenta
Una cuenta premium que gana nuestra mejor tasa de interés pero limita las transacciones.
Una cuenta que gana una tasa de interés más alta pero limita las transacciones
Cantidad mínima para abrir
$100,000
$1,000
Saldo mínimo
$5,000
$500 (para evitar cargos)
Saldo mínimo requerido para obtener el APY*
$5,000
$5
Tarifa de cuenta
Ninguno
$5 por ciclo si el saldo cae por debajo del requisito mínimo
Ganancia de intereses
Límites de transacción
Transferencias por preautorizado, automático, teléfono u ordenador limitado a 6 por ciclo mensual
Transferencias por preautorizado, automático, teléfono u ordenador limitado a 6 por ciclo mensual
Tasas actuales de las cuentas del mercado monetario
Money Market Platinum***
Comparison table of Money Market Platinum***
Balance
Minimum to Open
Minimum Balance to Obtain APY
Interest Rate
APY*
$250,000 and Over
$100,000.00
$250,000.00
2.70%
2.73%
$100,000 up to $249,999.99
$100,000.00
$100,000.00
2.60%
2.63%
$5,000 up to $99,999.99
$100,000.00
$5,000.00
0.45%
0.45%
Money Market Plus
Comparison table of Money Market Plus
Balance
Minimum to Open
Minimum Balance to Obtain APY
Interest Rate
APY*
$25,000.00 and Over
$1,000.00
$25,000.00
0.40%
0.40%
$5,000 up to $24,999.99
$1,000.00
$5,000.00
0.30%
0.30%
$500.00 up to $4,999.99
$1,000.00
$5.00
0.20%
0.20%
Elizabeth LunaCustomer Service RepresentativeWebster City
Meet Elizabeth Luna
Customer Service Representative
For the past three years, Elizabeth has been a friendly face at WCF Financial Bank, working as a Customer Service Representative. Whether it's answering everyday banking questions or handling teller transactions with ease, Elizabeth is always ready to help. Fluent in both Spanish and English, she also assists with translations—especially during home closings, which she finds incredibly rewarding.
Outside of work, Elizabeth brings the same energy to her personal life. You’ll often find her jamming to music, exploring local parks on walks, or showing off her moves in Just Dance. She loves spending quality time with her younger siblings and cruising around town with her fiancé—windows down, music up!
A creative at heart, Elizabeth plays the flute and is currently learning the art of nail design from home. Whether it’s helping customers or mastering a new skill, Elizabeth does it all with a smile.
Dahiana PuentesCustomer Service RepresentativeTama
Meet Dahiana Puentes
Customer Service Representative
A graduate of South Tama High School, Dahiana has spent much of her career in the customer service field. Most recently she helped the Tama/Toledo residents with their insurance needs. Approaching customers with a friendly smile and providing them with a positive experience is very important to Dahiana.
In her free time, Dahiana enjoys being with her family.
Vivian Lopez-MateosCustomer Service RepresentativeWebster City
Meet Vivian Lopez-Mateos
Customer Service Representative
Vivian is a bilingual Customer Service Representative at WCF Financial Bank, assisting customers in both English and Spanish. Her responsibilities include opening and servicing checking accounts, savings accounts, and certificates of deposit, while delivering friendly and knowledgeable support.
Prior to joining the bank, Vivian worked as a customer service representative at a hatchery, where she developed strong skills in managing inquiries and building positive customer relationships.
Outside of her banking role, Vivian is passionate about the beauty industry. She provides lash extension and eyebrow waxing services with a focus on precision and client satisfaction. Her interests also include hair, nails, and makeup, reflecting her creative and detail-oriented nature.