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Bank Closed

All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday.  All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th.  WCF will resume our normal business hours on Tuesday, October 10th.  

Branches Closing Early

Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training.  These branches will be open for normal business hours on Thursday, October 5th.  


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Big-Bank Service, Small-Town Feel

If you’re looking for financial experts with roots in your community — staff who will take the time to focus on your individual needs — then you’ve come to the right place!

Checking Accounts

Because everyone has different spending habits and goals, we provide three personal checking accounts, including interest-earning options.


Savings Accounts

Whether you’re looking to save a little or have a nest egg to set aside for our best interest rates, WCF has the savings account that serves you.

Savings & CDs

Special Savings Products

As you may have heard recently, interest rates are finally going up.  For depositors, this is great news.  Learn how you can take advantage of these rising rates and earn more money on your CD or money market funds with these great products, which offer the best rates around!

Grow Your Savings

Debit Cards

Getting your money on the go is as easy as accessing your nearest ATM. Use your debit or ATM card at a Shazam ATM to avoid transaction fees!

Debit/ATM Cards

Credit Cards

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the credit card for you!

Credit Cards


Mortgages, car loans and more — a personal loan from WCF can finance your needs, wants and everything in between.


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