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Bank Closed

All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday.  All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th.  WCF will resume our normal business hours on Tuesday, October 10th.  

Branches Closing Early

Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training.  These branches will be open for normal business hours on Thursday, October 5th.  

Additional Services

More for Your Money

WCF Financial Bank is a full-service financial institution. Visit your local branch to start using these services or if you have any questions.

Wire Transfers

Wire transfers are a convenient way to send money anywhere in the world quickly.

Outgoing Wire Transfers

WCF Financial Bank customers can make outgoing domestic and international wire transfers at any of our branches. Outgoing wire transfers must be processed by 4 p.m. CT.

  • Outgoing domestic: $25
  • Outgoing international: $50

Incoming Wire Transfers

Our customers can also receive incoming domestic and international wire transfers at any of our branches. The sender will need to have the recipient’s account information. WCF Financial Bank requires a separate callback verification for any incoming wire transfers made over the phone or via email.

  • Incoming domestic: $15 plus tax
  • Outgoing international: $25 plus tax
Incoming Domestic

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Incoming Foreign

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Safe Deposit Boxes*

Our Webster City branch offers three sizes of safe deposit boxes, ideal for automobile titles, birth certificates, income tax records, insurance policies, jewellery, rare coins, collections, stock certificates, savings bonds and countless other items. (We recommend you do not use a safe deposit box to store cash, passports, driver’s licenses, Social Security cards, the original copy of a will or healthcare directives.)

  • 3" × 10" box: $40 annually
  • 5" × 10" box: $50 annually
  • 10" × 10" box: $70 annually
  • Lost key replacement: $25

Safe deposit boxes benefit from a $10 discount when automatic payment withdrawal is set up.

Night Drop

If you need to make a deposit after hours, you can insert an envelope with a deposit slip into our Night Drop. Night deposits are processed by 9 a.m. the next business day.

Night Drop is available at the Independence and Webster City branches only.

ATM Deposit

To make a deposit at an ATM, insert money into the appropriate slot on the machine when prompted in the process. All ATM deposits receive an immediate $225 availability. 

ATM Deposit is available at the Independence and Webster City branches only.

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