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Bank Closed

All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday.  All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th.  WCF will resume our normal business hours on Tuesday, October 10th.  

Branches Closing Early

Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training.  These branches will be open for normal business hours on Thursday, October 5th.  

Ag Loans

Planting Seeds for Your Growth

Crops, livestock, farmland, startup expenses — no matter your ag operation’s needs, we are here to help!

Many of our ag lenders are farmers at heart. That’s why we excel in identifying your exact financing needs and, together with you, will structure repayment terms around your cashflow projection and financial situation. We know there is no one-size-fits-all approach to ag lending and that open communication is very important.

Because we view each of our relationships as a valued partnership with its own unique set of strengths and challenges to work through, we are prepared to customize our underwriting to fit your ag operation’s circumstances.

Contact one of our ag lenders today to get started!

Types of Ag Loans

  • Operating lines of credit
  • Grain equity marketing notes
  • Livestock/feeding lines of credit
  • Farmland/real estate loans
  • Installment loans for equipment, breeding livestock and more
  • Beginning farmer loans (in conjunction with USDA Farm Service Agency and Iowa Finance Authority’s IADD programs)
  • Guaranteed farm ownership and operating loans (in conjunction with USDA Farm Service Agency)
  • FSA-guaranteed loans
  • Equipment financing

Loan Calculator

Our Ag Lenders

Pete Burmeister
Pete R. Burmeister Senior Vice President / Chief Credit Officer Independence (319) 327-8386 NMLS ID: 1978747
Kelly Smith
Kelly J. Smith Senior Vice President / Tama Market President / Senior Loan Officer Tama (641) 484-2078 NMLS ID: 535722
Cody Heckenlaible
Cody Heckenlaible Asst. Vice President Lending Independence (319) 327-8388 NMLS ID: 1675076
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