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So Many Ways to Save

Whether you’re looking to save a little or have a nest egg to set aside for our best interest rates, WCF has the savings account that serves you.

Comparison table of personal savings accounts
  Statement Savings Kids Club Christmas Club Certificate of Deposit (CD)
Account description A savings account with a low balance requirement A starter savings account for minors A way for anyone to save throughout the year for holiday expenses A savings option for people willing to save larger balances for a set period (from 91 days to 60 months)
Minimum amount to open $50 $5 $10 $1,000
Minimum balance $50 (to avoid fee) $0.01 Regularly scheduled deposits are required to be made via ACH $1,000
Fee $3 per cycle if balance falls below minimum requirement None None None
Interest accrual Last day of each statement cycle Last day of each statement cycle Last day of each statement cycle Semi-annually
Transfer limit Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle No transfers allowed No transfers allowed
Free ATM card Yes Yes    
Online Banking Yes Yes Yes Yes
Mobile Banking with mobile deposit Yes Yes Yes  
eStatements Yes Yes Yes Yes

 

Learn More about the Christmas Club

Christmas Club

Current Savings and Certificate of Deposit Rates

Current Rates

Visit one of our branches or contact us below to open your account!

Emily Ely
Emily Ely Operations Supervisor Webster City
Kya Askvig
Kya L. Askvig Customer Service Representative Webster City
Sandra Carlson-Medina
Sandra Carlson-Medina Customer Service Representative Webster City
Jenn Thiessen
Jenn Thiessen Asst. Vice President/Customer Support Tama
Lesa Haughey
Lesa Haughey Customer Service Tama (641) 484-2079 NMLS ID: 1958636
Jill Price
Jill N. Price Loan Processor Independence
Jackie Reiff
Jackie A. Reiff Commercial Loan Processor Independence
Gwen Upah
Gwen Upah Customer Support Tama

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