Savings & CDs

So Many Ways to Save

Whether you’re looking to save a little or have a nest egg to set aside for our best interest rates, WCF has the savings account that serves you.

Current Savings and Certificate of Deposit Rates

Contact your local Customer Service Representative for our current terms and rates. Let our experts help you find the right savings product for your individual needs.

Comparison table of personal savings accounts
	Kasasa Saver®	Traditional Savings	Kids Club	Christmas Club	Certificate of Deposit (CD)
Account description	A free savings account that pairs well with Kasasa Cash® and Kasasa Cash Back®	A savings account with a low balance requirement	A starter savings account for minors	A way for anyone to save throughout the year for holiday expenses	A savings option for people willing to save larger balances for a set period (from 91 days to 60 months)
Minimum amount to open	$50	$50	$5	$10	$1,000
Minimum balance	$0	$50 (to avoid fee)	$0.01	$0.01	$1,000
Minimum balance required to obtain stated APY*	$0.01**	$50	$0.01	$0.01	$1,000
Special Requirements	A Kasasa Cash® or Kasasa Cash Back® account is required to have a Kasasa Saver® account. See disclosures for more details.**	N/A	One must be younger than 18 to be eligible for the Kids Club	Regularly scheduled deposits are required to be made via ACH	N/A
Fee	None	$3 per cycle if balance falls below minimum requirement	None	None	None
Interest accrual	Last day of each statement cycle	Last day of each statement cycle	Last day of each statement cycle	Last day of each statement cycle	Semi-annually
Transfer limit	No limit	Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle	Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle	No withdrawals allowed	No transfers allowed
Free ATM card
Online Banking
Mobile Banking with mobile deposit
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