Webster City Branch Hours Changing
On September 1, 2025 the Webster City branch hours will be changing. Please see below on this page for details. The Independence and Tama branch hours will remain the same.
Customized Checking Options
Because every business has different financial needs, habits and goals, WCF provides three options for your business checking account:
| DDA Checking | NOW Checking | Money Market Platinum | Money Market Plus | |
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| Account description | A free checking account for small businesses and organizations with a modest amount of account activity | A checking account for larger businesses and organizations looking to earn interest on their balance | A premium account that earns our best interest rate but limits transactions. | An account for businesses that want to earn higher interest rates for higher balances |
| Minimum amount to open | $50 | $100 | $100,000 | $1,000 |
| Minimum balance | None | $100 (to avoid fee) | $5,000 | $500 (to avoid fee) |
| Fee | None | $5 per cycle if balance falls below minimum requirement | None | $5 per cycle if balance falls below minimum requirement |
| Interest earning |  |
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| Unlimited check writing | |
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Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
| Free debit card | |
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| Online Banking | |
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| Mobile Banking with mobile deposit | |
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| eStatements | |
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| Online Bill Pay | |
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| Overdraft protection eligibility | |
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Lost or Stolen Debit Card
To report a lost or stolen card, please contact us right away!
- Call (800) 472-3272 24/7/365.
