WCF Offices Closed
WCF branch offices will be closed on Monday, September 1, 2025 in observance of Labor Day. All transactions conducted after the close of business on Friday, August 29th will post on Tuesday, September 2nd. Our offices will be resume normal business hours on Tuesday, September 2nd.
Webster City Branch Hours Changing
On September 1, 2025 the Webster City branch hours will be changing. Please see below on the home page for details. The Independence and Tama branch hours will remain the same.
Exciting changes for your digital banking experience start on Monday, August 25th. Click here for important information!
Because every business has different financial needs, habits and goals, WCF provides three options for your business checking account:
| DDA Checking | NOW Checking | Money Market Platinum | Money Market Plus | |
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| Account description | A free checking account for small businesses and organizations with a modest amount of account activity | A checking account for larger businesses and organizations looking to earn interest on their balance | A premium account that earns our best interest rate but limits transactions. | An account for businesses that want to earn higher interest rates for higher balances |
| Minimum amount to open | $50 | $100 | $100,000 | $1,000 |
| Minimum balance | None | $100 (to avoid fee) | $5,000 | $500 (to avoid fee) |
| Fee | None | $5 per cycle if balance falls below minimum requirement | None | $5 per cycle if balance falls below minimum requirement |
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| Unlimited check writing | |
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Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle |
| Free debit card | |
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| Online Banking | |
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| Mobile Banking with mobile deposit | |
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| eStatements | |
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| Online Bill Pay | |
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| Overdraft protection eligibility | |
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To report a lost or stolen card, please contact us right away!
