WCF Christmas Hours


On Tuesday, December 24th all WCF Offices will be closed at 12:00 noon in observance of Chirstmas Eve.

 

On Wednesday, December 25th, all WCF Offices will be closed in observance of the Christmas holiday.

All items processed after 12:00 on December 24th will post to accounts on Thursday, December 26th.


Merry Christmas from all of us at WCF Financial Bank!

Business Checking

Customized Checking Options

Because every business has different financial needs, habits and goals, WCF provides three options for your business checking account:

Comparison table of business checking accounts
  DDA Checking NOW Checking Money Market Platinum Money Market Plus
Account description A free checking account for small businesses and organizations with a modest amount of account activity A checking account for larger businesses and organizations looking to earn interest on their balance A premium account that earns our best interest rate but limits transactions. An account for businesses that want to earn higher interest rates for higher balances
Minimum amount to open $50 $100 $100,000 $1,000
Minimum balance None $100 (to avoid fee) $5,000 $500 (to avoid fee)
Fee None $5 per cycle if balance falls below minimum requirement None $5 per cycle if balance falls below minimum requirement
Interest earning   Yes Yes Yes
Unlimited check writing Yes Yes

 

Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle

Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle
Free debit card Yes Yes Yes Yes
Online Banking Yes Yes Yes Yes
Mobile Banking with mobile deposit Yes Yes Yes Yes
eStatements Yes Yes Yes Yes
Online Bill Pay Yes Yes Yes Yes
Overdraft protection eligibility Yes Yes Yes Yes

 

Lost or Stolen Debit Card

To report a lost or stolen card, please contact us right away!

Timothy Kluender
Timothy R. Kluender President / CEO Webster City
Kelly Smith
Kelly J. Smith Senior Vice President / Tama Market President / Senior Loan Officer Tama (641) 484-2078 NMLS ID: 535722
Cody Heckenlaible
Cody Heckenlaible Assistant Vice President / Lending Independence (319) 327-8388 NMLS ID: 1675076

Physical Address

Mailing Address

Same as physical address

Driver’s License

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