Kasasa Cash®

Free Checking and Then Some!

Kasasa® Cash Checking is your gateway to high-yield rewards! Earn an impressive 4.75% APY* just for doing the things you love. Curious how much that could mean for you? Explore your potential with our easy-to-use earnings calculator.

Calculate your earning potential

Be rewarded for banking local - with cash!  Our Free Kasasa Cash® pays up to 4.75% APY* simply for keeping your money at WCF and performing simple activities, like using your debit card, that you probably already do.  

Free Kasasa Cash® checking 

Get more than free checking, enjoy free checking that pays! Earn up to 4.75% APY* and refunds on ATM withdrawal fees, nationwide** .

  • Free checking that pays high interest.
  • 4.75% APY* on balances as much as $25,000. 
  • 4.75% to 0.25% APY* on balances over $25,000 depending on balance in account**. 
  • 0.05% APY* on all balances if qualifications aren't met.
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) **
  • Link to free Kasasa Saver® to build savings automatically.
  • No minimum balance to earn rewards. 
  • No monthly maintenance fee. 
  • $50 minimum deposit to open.
  • Wide range of digital banking services:

It's easy to earn rewards!  Here's how.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: 

  • At least 1 Direct Deposit, ACH credit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash® account is still free, and you'll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify. 

Monthly QUALIFICATION CYCLE

Calculate your earning potential with the Kasasa Cash® Checking and Saver® Reward Calculator

Unlock your earning potential! Use our calculator to see how much you could earn with Kasasa Cash® and Kasasa Saver®. Answer a few quick questions and discover your rewards today!

Shannon Rhoades
Shannon Rhoades Assistant Vice President / Operations Officer Webster City Email Shannon Rhoades
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