Credit Cards

Pick Your Plastic

With two cards to choose from, choosing the right credit card for you has never been easier!  All cards are available in two options:  Low-Rate Card or Preferred Points Rewards Card.

Pick from:

• Visa®
• MasterCard®

Personal Card - Low Rate

Features

• No annual Fee!
• Low introductory rate for the first six months*.
• Competitive ongoing APR*.
• 25-day interest-free grace period on all purchases.  No grace period on cash advances.

Benefits

• 24-hour toll-free live customer assistance available at (800) 367-7576.
• Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
• Unlike some card offers, the APR* for purchases and cash advances is the same.  We do not charge a higher rate for cash advances.

Fee

• Other fees may be charged*.

Personal Card - World / Preferred Points Rewards

Features

• Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
• Low introductory rate for the first six months*.
• Competitive ongoing APR*.
• No annual fee!
• 25-day interest-free grace period on all purchases.  No grace period on cash advances.

Benefits

• Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more!
• To view or redeem rewards points, visit www.dreampoints.com/preferredpointsor call (866) 678-5191.
• 24-hour toll-free live customer assistance available at (800) 367-7576.
• Car rental insurance coverage and a host of extraordinary Mastercard® benefits
• Unlike some card offers, the APR* for purchases and cash advances is the same.  We do not charge a higher rate for cash advances.

Fees

• Other fees may be charged*.

 

Lost or Stolen Credit Card

To report a lost or stolen card, please call (800) 367-7576 right away!