Pick Your Plastic
With two cards to choose from, choosing the right credit card for you has never been easier! All cards are available in two options: Low-Rate Card or Preferred Points Rewards Card.
Pick from:
- Visa®
- MasterCard®
Personal Card - Low Rate
Features
- No annual Fee!
- Low introductory rate for the first six months*.
- Competitive ongoing APR*.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at (800) 367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fee
- Other fees may be charged*.
Personal Card - World / Preferred Points Rewards
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for the first six months*.
- Competitive ongoing APR*.
- No annual fee!
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more!
- To view or redeem rewards points, visit www.dreampoints.com/preferredpointsor call (866) 678-5191.
- 24-hour toll-free live customer assistance available at (800) 367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged*.
Lost or Stolen Credit Card
To report a lost or stolen card, please call (800) 367-7576 right away!