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Credit Cards

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Pick Your Plastic

With two cards to choose from, choosing the right credit card for you has never been easier!  All cards are available in two options:  Low-Rate Card or Preferred Points Rewards Card.

Pick from:

  • Visa®
  • MasterCard®

Personal Card - Low Rate

Features

  • No annual Fee!
  • Low introductory rate for the first six months*.
  • Competitive ongoing APR*.
  • 25-day interest-free grace period on all purchases.  No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR* for purchases and cash advances is the same.  We do not charge a higher rate for cash advances.

Fee

  • Other fees may be charged*.

Personal Card - World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for the first six months*.
  • Competitive ongoing APR*.
  • No annual fee!
  • 25-day interest-free grace period on all purchases.  No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more!
  • To view or redeem rewards points, visit www.dreampoints.com/preferredpointsor call (866) 678-5191.
  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits
  • Unlike some card offers, the APR* for purchases and cash advances is the same.  We do not charge a higher rate for cash advances.

Fees

  • Other fees may be charged*.

 

Lost or Stolen Credit Card

To report a lost or stolen card, please call (800) 367-7576 right away!

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