Business Savings

Support Your Business Goals

A WCF Business Savings account can help your business grow and also protect it by covering unexpected expenses. Best of all, your account earns interest no matter how high or low your balance is. Sit back and watch your money with grow.

REACH OUT TO GET STARTED

woman on the phone with her feet on the desk

Account Features

Earn More with a Business Savings Account

$50 minimum to open
$50 minimum balance to avoid $3 per cycle fee
Interest accrual on the last day of each statement cycle
Transfers by preauthorized, automatic, telephone or computer limited to 6 per monthly cycle

Free ATM card
Online Banking
Mobile Banking with Mobile Deposit
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Calculate the Potential for Your Business

Use our calculator to estimate how much you could save with a WCF Business Savings account.

YOUR BUSINESS BANKING TEAM

The friendly and knowledgeable team of WCF business bankers is here to assist you with all your business banking needs.

Catlin Klotzbach Ag/Commercial Loan Officer Independence NMLS ID: 2794311 (319) 327-8386

Meet Catlin Klotzbach

Ag/Commercial Loan Officer

Catlin brings a strong agricultural background and years of leadership experience to his role as Ag and Commercial Loan Officer at WCF. He works closely with ag producers and business clients to develop lasting relationships, analyze financials, and support a full range of business banking products. Catlin also assists with deposit services and is committed to helping clients manage risk and grow their operations. Raised on a first-generation family farm northeast of Independence, Catlin understands the challenges and rewards of ag life. His career began in ag retail, where he advanced through several leadership roles at IAS, eventually managing multiple locations and helping implement a centralized agronomy dispatch system. In 2021, he was promoted to lead the new Masonville greenfield site, consolidating operations across three locations. Since joining the bank in June 2025, Catlin has brought the same customer-first mindset to lending that guided his success in ag retail. He believes banking should feel like a partnership—when clients thrive, so does the bank and the community. Catlin lives just half a mile from the family farm with his wife Kaity and their five children: Nolan, Lydia, Vicki, Everly, and Preston. He enjoys live music, hiking, family vacations, and helping on the farm alongside his dad, brother-in-law, and son.

Email Catlin Klotzbach

Brooke A Yuska Assistant Vice President / Head Teller-Tama Tama

Meet Brooke A Yuska

Assistant Vice President / Head Teller-Tama

Brooke A. Yuska has dedicated over two decades to mastering the art of customer service, with a passion for excellence and a genuine desire to meet and exceed the needs of those she serves. A proud graduate of Kirkwood Community College, Brooke earned her associate degree in Legal Administrative Assistance, laying a strong foundation for her impressive career in customer service. Her journey is highlighted by a 15-year tenure in the banking sector, where she excelled as an Assistant Cashier/Head Teller. Beyond her professional achievements, Brooke's heart truly lies in the joys of family life and community involvement. She cherishes time spent with her family, whether it's vacationing together or supporting her children in their sports activities. Brooke's commitment to her community extends beyond her professional duties as she actively volunteers, contributing her time and talents to make a positive impact.

Email Brooke Yuska

Shannon Rhoades Assistant Vice President / Operations Officer Webster City

Meet Shannon Rhoades

Assistant Vice President / Operations Officer

Shannon joined WCF in 2024, bringing over 25 years of experience in the financial industry. Passionate about helping others, Shannon is inspired by the many people she has met throughout her career. She resides in central Iowa, with her dog Rocky, and enjoys weekends at her hobby farm in southern Minnesota. Shannon is an active member of Vibrant Life Assembly of God Church and volunteers with Raise the Bar Initiative. In her free time, she loves outdoor activities and spending time with family and friends.

Email Shannon Rhoades

Not Sure Who to Talk With?

No problem. Get in touch with us and we’ll find the right business banker, ready to assist you.

Contact the Team

Your Business Savings Questions Answered

Our goal is to get the answers to your questions to you as quickly as possible. If you don’t see what you’re looking for here, please reach out, we’re happy to help.

Big or small, your business will benefit from having a business savings account.

A business savings account from WCF can help you avoid needing to take out a loan for unexpected expenses and make organizing and managing your funds a lot easier.

You will need:

An Employer Identification Number (EIN) or Social Security Number (SSN) for sole proprietors.
Business Formation Documents
Ownership agreements
Business License

The interest earned on your business savings account is taxable as income. We will provide you with the necessary tax forms to report your earnings. Consult with a tax advisor for personalized advice.

Start by setting clear financial goals such as saving for growth, payroll, taxes, emergencies, or more long-term goals.

Set up automatic transfers to your savings to ensure consistent growth.

Regularly review your account and adjust contributions as your business changes.

Yes! Separate accounts for specific purposes like taxes or expansion can help keep things organized and on track.

Yes. WCF is an FDIC insured bank and business accounts have the same protections as personal accounts.