Mobile Online Banking Login


Buchanan County


305 First St. West
Independence, IA 50644

24-Hour ATM Access Available


Phone: (319) 334-2545
Fax: (319) 334-2272

Email Us



Independence Lobby for mobile device users
Mon. to Thurs.8:30 a.m. – 4:30 p.m.
Fri.8:30 a.m. – 5:00 p.m.


Independence Drive-Up for mobile device users
Mon. to Thurs.8:30 a.m. – 4:30 p.m.
Fri.8:30 a.m. – 5:00 p.m.

Neighbors Helping Neighbors in Independence

WCF Financial Bank has been helping Iowan farms, families and businesses for more than 80 years, and we’ve been serving Independence since 2014. Our Independence Branch team provides a full range of services with unbeatable customer service. How can we help you reach your financial goals?

2022 Independence High School Career Fair

Independence team members Stephanie, Pete, and Kaden spent the morning at the 2022 Independence High School Career Fair.  They were busy educating students about WCF Financial Bank and discussing careers in banking.  

Home Loans

From fixed-rate loans to adjustable-rate mortgages to home equity loans, our helpful and experienced lenders in Independence will customize a home loan especially for you!


Ag Banking

Many of our Independence ag bankers are farmers at heart. Crops, livestock, farmland, startup expenses — no matter your ag operation’s needs, we are here to help!

Ag Banking

Your Independence Team

Stephanie Christian
Stephanie Christian Senior Vice President / Independence Market President Independence (319) 327-8387 NMLS ID: 1852981
Cody Heckenlaible
Cody Heckenlaible Asst. Vice President Lending Independence (319) 327-8388 NMLS ID: 1675076
Carol Smith
Carol Smith Sr. Loan Processor/Internal Loan Auditor Independence
Jill Price
Jill N. Price Loan Processor Independence
Jackie Reiff
Jackie A. Reiff Commercial Loan Processor Independence
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