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Bank Closed

All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday.  All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th.  WCF will resume our normal business hours on Tuesday, October 10th.  

Branches Closing Early

Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training.  These branches will be open for normal business hours on Thursday, October 5th.  

Debit/ATM Cards

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Pick a Card

Getting your money on the go is as easy as accessing your nearest ATM. Better yet, when you use your WCF debit card or ATM card at an ATM in the Shazam network, you can avoid transactions fees!

Receive your instant-issue debit or ATM card at your nearest branch!

Debit Card

Use your debit card to make purchases at stores and other merchants or to withdraw cash from ATMs. All you need is a WCF checking account to get started.

ATM Card

Anyone who has a WCF savings account can take advantage of our ATM card, which lets you withdraw cash from ATMs nationwide, including no-fee Shazam ATMs!

Managing Your Cards

Manage your cards with our new and improved card controls.

Staying in control of your cards is easier than ever. Our powerful card controls offer you an all-in-one dashboard for managing your cards and how they are used, viewing your transactions, and staying informed.

  • View spending by category, monthly trends, and location
  • Easily lock and unlock cards
  • Restrict purchases to location, merchant categories, or transaction types
  • Set up alerts based on transaction type, merchant category, location, or even spend limit
  • Set travel plans
  • Report cards lost or stolen and order new ones

Manage Your Cards Click-Thru Demo

Manage Your Cards Video Tutorial

video screenshot

Lost or Stolen Card

To report a lost or stolen card, please contact us right away!

Debit Card FAQ

Is there a limit on my debit card?

For security purposes, there is a daily limit on your debit card. You are allowed $1,000 towards point-of-sale purchases and $300 for ATM withdrawals.

Can I get a debit card, and what are the charges?

All of our personal checking accounts and business checking accounts may be accessed by a debit card.  There is no service charge to have a debit card attached to your account however other account and ATM use fees may apply.  

How do I report if my debit card is lost or has been stolen?

Please call us immediately to report a lost or stolen card. Contact Card Services at (800) 472-3272. 24/7/365

I’ve been contacted by the Fraud Department, what do I do?

If you need to return a call to the Fraud Department, please call (877) 253-8964.

How do I reset the PIN for my debit card?

Please call (800) 992-3808.

If I am traveling and plan on using my debit card, should I notify the bank?

Our debit cards are accepted worldwide; however, you must notify us at least one day prior to any international travel or go here to learn how to manage your own cards

How long does it take to get a debit card?

We offer instant-issue debit cards at all of our locations. If a replacement card is ordered, you can expect to receive your debit card in 7 to 10 business days after the card is ordered.

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