WCF OFFICES CLOSED
All WCF Financial Bank offices will be closed on Saturday, July 4th in observance of Independence Day. All business conducted after end-of-business on Friday, July 3rd will be processed on Monday, July 6th when the Bank will resume its normal hours.
ATM Balance Issue
We are aware that if a customer tries to check their balance at the ATM, it will return Transaction not Allowed. We are working on this issue.
Blood pressure readings, resting heart rate, and cholesterol levels are examples of critically important numbers, as they are reflective of an individual’s physical health. There’s another number that is also very important, but it isn’t monitored by a physician. This number is instead key to a person’s financial health – and that’s their credit score.
Credit scores tell a lender the likelihood that someone will repay their loan on time. They are a key factor in determining not only if a loan request is granted, but what the cost of that credit (the interest rate) will be. Credit scores are also utilized outside of lending decisions, including in the insurance industry and by landlords deciding whether to rent their property to a prospective tenant. Credit scores affect all of us, nearly every single day.
Keeping your credit score high is a key factor in determining your financial health. A few tips to maintain a healthy score include:
Similar to your annual physical with a physician, you should review your credit report every year. The good news is that you don’t need to make an appointment, go to the clinic, or even pay for it. Be sure to monitor your credit annually by requesting a free annual credit report from www.annualcreditreport.com.
A few easy steps such as these can ensure that your credit score remains high and your overall credit health stays strong.
