INDEPENDENCE BRANCH CLOSING EARLY DUE TO RAGBRAI

The Independence branch will be closing at noon on Thursday, July 23rd and opening late at 10:00 AM on Friday, July 24th.

ATM Balance Issue

We are aware that if a customer tries to check their balance at the ATM, it will return Transaction not Allowed. We are working on this issue.

Cash Management

Optimize Your Cash Flow

Balance your budget, reduce the risk of cash shortages, and improve your financial stability with effective cash management solutions from WCF.

Reach Out to Get Started

business man stacking blocks on his desk

Tools & Support

Reduce Costs and Save Time with Smart Solutions

ACH

(Automated Clearing House)

Process employee payroll
Payment services

Remote Deposit Capture

Scan checks at your convenience

Mobile Deposit

Deposit your checks on the go

Bill Pay

Manage payables efficiently from a single, secure solution
Send payments to any individual or business within the U.S.
Receive bills electronically and manage payments online
View payment activity and track the status of paid and scheduled bills
Improved protection that lowers exposure to fraud and identity theft relative to traditional paper check processing

YOUR BUSINESS BANKING TEAM

The friendly and knowledgeable team of WCF business bankers is here to assist you with all your business banking needs.

Catlin Klotzbach — Catlin Klotzbach Ag/Commercial Loan Officer Independence NMLS ID: 2794311 (319) 327-8386

Meet Catlin Klotzbach

Ag/Commercial Loan Officer

Catlin brings a strong agricultural background and years of leadership experience to his role as Ag and Commercial Loan Officer at WCF. He works closely with ag producers and business clients to develop lasting relationships, analyze financials, and support a full range of business banking products. Catlin also assists with deposit services and is committed to helping clients manage risk and grow their operations. Raised on a first-generation family farm northeast of Independence, Catlin understands the challenges and rewards of ag life. His career began in ag retail, where he advanced through several leadership roles at IAS, eventually managing multiple locations and helping implement a centralized agronomy dispatch system. In 2021, he was promoted to lead the new Masonville greenfield site, consolidating operations across three locations. Since joining the bank in June 2025, Catlin has brought the same customer-first mindset to lending that guided his success in ag retail. He believes banking should feel like a partnership—when clients thrive, so does the bank and the community. Catlin lives just half a mile from the family farm with his wife Kaity and their five children: Nolan, Lydia, Vicki, Everly, and Preston. He enjoys live music, hiking, family vacations, and helping on the farm alongside his dad, brother-in-law, and son.

Email Catlin Klotzbach

Catlin Klotzbach — Catlin Klotzbach Ag/Commercial Loan Officer Independence NMLS ID: 2794311 (319) 327-8386

Meet Catlin Klotzbach

Ag/Commercial Loan Officer

Catlin brings a strong agricultural background and years of leadership experience to his role as Ag and Commercial Loan Officer at WCF. He works closely with ag producers and business clients to develop lasting relationships, analyze financials, and support a full range of business banking products. Catlin also assists with deposit services and is committed to helping clients manage risk and grow their operations. Raised on a first-generation family farm northeast of Independence, Catlin understands the challenges and rewards of ag life. His career began in ag retail, where he advanced through several leadership roles at IAS, eventually managing multiple locations and helping implement a centralized agronomy dispatch system. In 2021, he was promoted to lead the new Masonville greenfield site, consolidating operations across three locations. Since joining the bank in June 2025, Catlin has brought the same customer-first mindset to lending that guided his success in ag retail. He believes banking should feel like a partnership—when clients thrive, so does the bank and the community. Catlin lives just half a mile from the family farm with his wife Kaity and their five children: Nolan, Lydia, Vicki, Everly, and Preston. He enjoys live music, hiking, family vacations, and helping on the farm alongside his dad, brother-in-law, and son.

Email Catlin Klotzbach

Brooke Yuska — Brooke A Yuska Assistant Vice President / Head Teller-Tama Tama

Meet Brooke A Yuska

Assistant Vice President / Head Teller-Tama

Brooke A. Yuska has dedicated over two decades to mastering the art of customer service, with a passion for excellence and a genuine desire to meet and exceed the needs of those she serves. A proud graduate of Kirkwood Community College, Brooke earned her associate degree in Legal Administrative Assistance, laying a strong foundation for her impressive career in customer service. Her journey is highlighted by a 15-year tenure in the banking sector, where she excelled as an Assistant Cashier/Head Teller. Beyond her professional achievements, Brooke's heart truly lies in the joys of family life and community involvement. She cherishes time spent with her family, whether it's vacationing together or supporting her children in their sports activities. Brooke's commitment to her community extends beyond her professional duties as she actively volunteers, contributing her time and talents to make a positive impact.

Email Brooke Yuska

Brooke Yuska — Brooke A Yuska Assistant Vice President / Head Teller-Tama Tama

Meet Brooke A Yuska

Assistant Vice President / Head Teller-Tama

Brooke A. Yuska has dedicated over two decades to mastering the art of customer service, with a passion for excellence and a genuine desire to meet and exceed the needs of those she serves. A proud graduate of Kirkwood Community College, Brooke earned her associate degree in Legal Administrative Assistance, laying a strong foundation for her impressive career in customer service. Her journey is highlighted by a 15-year tenure in the banking sector, where she excelled as an Assistant Cashier/Head Teller. Beyond her professional achievements, Brooke's heart truly lies in the joys of family life and community involvement. She cherishes time spent with her family, whether it's vacationing together or supporting her children in their sports activities. Brooke's commitment to her community extends beyond her professional duties as she actively volunteers, contributing her time and talents to make a positive impact.

Email Brooke Yuska

Shannon Rhoades — Shannon Rhoades Assistant Vice President / Operations Officer Webster City

Meet Shannon Rhoades

Assistant Vice President / Operations Officer

Shannon joined WCF in 2024, bringing over 25 years of experience in the financial industry. Passionate about helping others, Shannon is inspired by the many people she has met throughout her career. She resides in central Iowa, with her dog Rocky, and enjoys weekends at her hobby farm in southern Minnesota. Shannon is an active member of Vibrant Life Assembly of God Church and volunteers with Raise the Bar Initiative. In her free time, she loves outdoor activities and spending time with family and friends.

Email Shannon Rhoades

Shannon Rhoades — Shannon Rhoades Assistant Vice President / Operations Officer Webster City

Meet Shannon Rhoades

Assistant Vice President / Operations Officer

Shannon joined WCF in 2024, bringing over 25 years of experience in the financial industry. Passionate about helping others, Shannon is inspired by the many people she has met throughout her career. She resides in central Iowa, with her dog Rocky, and enjoys weekends at her hobby farm in southern Minnesota. Shannon is an active member of Vibrant Life Assembly of God Church and volunteers with Raise the Bar Initiative. In her free time, she loves outdoor activities and spending time with family and friends.

Email Shannon Rhoades

Not Sure Who to Talk With?

No problem. Get in touch with us and we’ll find the right business banker, ready to assist you.

Contact the Team

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