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We Can Help Grow Your Savings

From the President's Desk...

Watching the national news can be depressing, perhaps even scary. In the last two years we've seen frequent coverage of the pandemic, which has caused government-induced shutdowns, travel restrictions, job losses, isolation...even illness, hospitalization, and death. Very few positive stories have emerged during this time.

Currently the news is covering seemingly runaway inflation and the economic problems it creates. One piece of that complex puzzle is the interest rate environment. If you watch the financial markets, no doubt you've seen the rapidly rising interest rates, which causes borrowing money to become more expensive and reduces individual purchasing power. One positive aspect of rising rates is that for the first time in many years, deposit rates are on the rise. In that light I want you to know about two very attractive WCF Bank products.

For a limited time, we're offering a 17-month CD with two tiers. For as little as $1,000 you can earn an Annual Percentage Yield (APY) of 0.75%. If you are fortunate to have $100,000 or more to invest, the APY jumps to 1.00%! The APY is accurate as of May 10, 2022. Early withdrawal penalties may apply.

Perhaps you prefer to have immediate access to your funds. Then allow me to introduce you to the new Money Market Platinum account. A $100,000 balance earns an APY of 0.65%, while balances exceeding $250,000 increase the APY to 0.80%! The APY is accurate as of May 10, 2022. Rates may vary at any time. The minimum balance to open an account is $100,000. The minimum balance to obtain the APY is $5,000. Balances between $5,000 and $99,999.99 will earn an APY of 0.10%. Fees may reduce earnings.

These rates are significantly higher than what was offered a very short time ago. If you have money sitting on the sidelines, I urge you to get into the game. Come see us today about these two high yielding options and take advantage of this higher interest rate environment.

Member FDIC.

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