Bank Closed
All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday. All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th. WCF will resume our normal business hours on Tuesday, October 10th.
Branches Closing Early
Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training. These branches will be open for normal business hours on Thursday, October 5th.
| Term | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| 60 Month | $1,000.00 | $1,000.00 | 0.60% | 0.60% |
| 36 Month | $1,000.00 | $1,000.00 | 0.50% | 0.50% |
| 30 Month | $1,000.00 | $1,000.00 | 0.45% | 0.45% |
| 24 Month | $1,000.00 | $1,000.00 | 0.40% | 0.40% |
| 18 Month | $1,000.00 | $1,000.00 | 0.35% | 0.35% |
| 12 Month | $1,000.00 | $1,000.00 | 0.30% | 0.30% |
| 9 Month | $1,000.00 | $1,000.00 | 0.25% | 0.25% |
| 182 Day | $1,000.00 | $1,000.00 | 0.20% | 0.20% |
| 91 Day | $1,000.00 | $1,000.00 | 0.15% | 0.15% |
| Term | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| 7 Month Special $1,000 | $1,000.00 | $1,000.00 | 5.25% | 5.31% |
| 7 Month Special $100,000-$249,999.99 | $100,000.00 | $100,000.00 | 5.30% | 5.36% |
| 7 Month Special $250,000+ | $250,000.00 | $250,000.00 | 5.35% | 5.41% |
| 15 Month Special $1,000 | $1,000.00 | $1,000.00 | 4.70% | 4.76% |
| 15 Month Special $100,000-$249,999.99 | $100,000.00 | $100,000.00 | 4.80% | 4.86% |
| 15 Month Special $250,000+ | $250,000.00 | $250,000.00 | 4.90% | 4.97% |
| Account Type | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| Kasasa Cash ($0.01-$25,000) | $50.00 | $0.01 | 4.88% | 5.00% |
| Kasasa Cash ($25,000.01 & above) | $50.00 | $25,000.01 | 0.25% | 0.25% |
| Kasasa Cash (qualifications not met) | $50.00 | $0.01 | 0.05% | 0.05% |
| Health Savings Account | $50.00 | $0.01 | 0.25% | 0.25% |
| Balance | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| $250,000 and Over | $100,000.00 | $250,000.00 | 2.70% | 2.73% |
| $100,000 up to $249,999.99 | $100,000.00 | $100,000.00 | 2.60% | 2.63% |
| $5,000 up to $99,999.99 | $100,000.00 | $5,000.00 | 0.45% | 0.45% |
| Balance | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| $25,000.00 and Over | $1,000.00 | $25,000.00 | 0.45% | 0.45% |
| $5,000 up to $24,999.99 | $1,000.00 | $5,000.00 | 0.35% | 0.35% |
| $500.00 up to $4,999.99 | $1,000.00 | $5.00 | 0.25% | 0.25% |
| Account Type | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| Christmas Club | $10.00 | $0.01 | 2.00% | 2.00% |
| Kids Club | $5.00 | $0.01 | 0.25% | 0.25% |
| Traditional Savings | $50.00 | $50.00 | 0.25% | 0.25% |
| Kasasa Saver ($0.01-$50,000) | $50.00 | $0.01 | 0.80% | 1.00% |
| Kasasa Saver ($50,000.01 & above) | $50.00 | $50,000.01 | 0.25% | 0.25% |
| Kasasa Saver (qualifications not met) | $50.00 | $0.01 | 0.05% | 0.05% |
