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Certificates of Deposit Rates**
| Term | Minimum to Open | Minimum to Earn | Interest Rate | APY* |
|---|---|---|---|---|
| 60 Month | $1,000.00 | $0.01 | 0.50% | 0.50% |
| 36 Month | $1,000.00 | $0.01 | 0.40% | 0.40% |
| 30 Month | $1,000.00 | $0.01 | 0.35% | 0.35% |
| 24 Month | $1,000.00 | $0.01 | 0.30% | 0.30% |
| 18 Month | $1,000.00 | $0.01 | 0.25% | 0.25% |
| 12 Month | $1,000.00 | $0.01 | 0.20% | 0.20% |
| 9 Month | $1,000.00 | $0.01 | 0.35% | 0.35% |
| 182 Day | $1,000.00 | $0.01 | 0.10% | 0.10% |
| 91 Day | $1,000.00 | $0.01 | 0.05% | 0.05% |
Special Certificate of Deposit Rates**
| Term | Minimum to Open | Minimum to Earn | Interest Rate | APY* |
|---|---|---|---|---|
| 17 Month Special | $1,000.00 | $0.01 | 0.75% | 0.75% |
| 17 Month Special | $100,000.00 | $0.01 | 1.00% | 1.00% |
Checking Account
| Account Type | Minimum to Open | Minimum to Earn | Interest Rate | APY* |
|---|---|---|---|---|
| Health Savings Account | $50.00 | $0.01 | 0.05% | 0.05% |
| NOW Interest/Service Charge | $100.00 | $0.01 | 0.03% | 0.03% |
Money Market Platinum***
| Balance | Minimum to Open | Minimum to Earn | Interest Rate | APY* |
|---|---|---|---|---|
| $250,000 and Over | $100,000.00 | $250,000.00 | 0.80% | 0.80% |
| $100,000 up to $249,999 | $100,000.00 | $100,000.00 | 0.65% | 0.65% |
| $5,000 up to $99,999.99 | $100,000.00 | $5,000.00 | 0.10% | 0.10% |
Money Market Plus
| Balance | Minimum to Open | Minimum to Earn | Interest Rate | APY* |
|---|---|---|---|---|
| $25,000.00 and Over | $1,000.00 | $25,000.00 | 0.25% | 0.25% |
| $5,000 up to $24,999.99 | $1,000.00 | $5,000.00 | 0.15% | 0.15% |
| $500.00 up to $4,999.99 | $1,000.00 | $500.00 | 0.05% | 0.05% |
Savings Account
| Account Type | Minimum to Open | Minimum to Earn | Interest Rate | APY* |
|---|---|---|---|---|
| Christmas Club | $10.00 | $0.01 | 0.75% | 0.75% |
| Kids Club | $5.00 | $0.01 | 0.10% | 0.10% |
| Statement Savings | $50.00 | $0.01 | 0.05% | 0.05% |