Mobile Online Banking Login

Bank Closed


All branches of WCF Financial Bank will be closed on Monday, October 9, 2023 in observance of the Columbus Day holiday.  All business transacted after 5 pm on Friday will be processed on Tuesday, October 10th.  WCF will resume our normal business hours on Tuesday, October 10th.  

Branches Closing Early


Our Tama branch and Webster City branch including the drive-up will be closing at 3:00 on Wednesday, October 4th to allow for staff training.  These branches will be open for normal business hours on Thursday, October 5th.  

Interest Rates

Certificates of Deposit Rates**

Comparison table of Certificates of Deposit Rates**
Term Minimum to Open Minimum Balance to Obtain APY Interest Rate APY*
60 Month $1,000 $1,000.00 0.60% 0.60%
36 Month $1,000 $1,000.00 0.50% 0.50%
30 Month $1,000 $1,000.00 0.45% 0.45%
24 Month $1,000 $1,000.00 0.40% 0.40%
18 Month $1,000 $1,000.00 0.35% 0.35%
12 Month $1,000 $1,000.00 0.30% 0.30%
9 Month $1,000 $1,000.00 0.25% 0.25%
182 Day $1,000 $1,000.00 0.20% 0.20%
91 Day $1,000 $1,000.00 0.15% 0.15%

Special Certificate of Deposit Rates**

Comparison table of Special Certificate of Deposit Rates**
Term Minimum to Open Minimum Balance to Obtain APY Interest Rate APY*
7 Month Special $1,000 $1,000 $1,000.00 5.25% 5.31%
7 Month Special $100,000-$249,999.99 $100,000 $100,000.00 5.30% 5.36%
7 Month Special $250,000+ $250,000 $250,000.00 5.35% 5.41%
15 Month Special $1,000 $1,000 $1,000.00 4.70% 4.76%
15 Month Special $100,000-$249,999.99 $100,000 $100,000.00 4.80% 4.86%
15 Month Special $250,000+ $250,000 $250,000.00 4.90% 4.97%

Checking Account

Comparison table of Checking Account
Account Type Minimum to Open Minimum Balance to Obtain APY Interest Rate APY*
Kasasa Cash ($0.01-$25,000) $50 $0.01 4.88% 5.00%
Kasasa Cash ($25,000.01 & above) $50 $25,000.01 0.25% 0.25%
Kasasa Cash (qualifications not met) $50 $0.01 0.05% 0.05%
Health Savings Account $50 $0.01 0.25% 0.25%

Money Market Platinum***

Comparison table of Money Market Platinum***
Balance Minimum to Open Minimum Balance to Obtain APY Interest Rate APY*
$250,000 and Over $100,000 $250,000.00 2.70% 2.73%
$100,000 up to $249,999.99 $100,000 $100,000.00 2.60% 2.63%
$5,000 up to $99,999.99 $100,000 $5,000.00 0.45% 0.45%

Money Market Plus

Comparison table of Money Market Plus
Balance Minimum to Open Minimum Balance to Obtain APY Interest Rate APY*
$25,000.00 and Over $1,000 $25,000.00 0.45% 0.45%
$5,000 up to $24,999.99 $1,000 $5,000.00 0.35% 0.35%
$500.00 up to $4,999.99 $1,000 $5.00 0.25% 0.25%

Savings Account

Comparison table of Savings Account
Account Type Minimum to Open Minimum Balance to Obtain APY Interest Rate APY*
Christmas Club $10 $0.01 2.00% 2.00%
Kids Club $5 $0.01 0.25% 0.25%
Traditional Savings $50 $50.00 0.25% 0.25%
Kasasa Saver ($0.01-$50,000) $50 $0.01 0.80% 1.00%
Kasasa Saver ($50,000.01 & above) $50 $50,000.01 0.25% 0.25%
Kasasa Saver (qualifications not met) $50 $0.01 0.05% 0.05%
Top
Some content requires Adobe Acrobat Reader to view.