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Interest Rates

Certificates of Deposit Rates**

Comparison table of Certificates of Deposit Rates**
Term Minimum to Open Minimum to Earn Interest Rate APY*
60 Month $1,000 $0.01 0.60% 0.60%
36 Month $1,000 $0.01 0.50% 0.50%
30 Month $1,000 $0.01 0.45% 0.45%
24 Month $1,000 $0.01 0.40% 0.40%
18 Month $1,000 $0.01 0.35% 0.35%
12 Month $1,000 $0.01 0.30% 0.30%
9 Month $1,000 $0.01 0.25% 0.25%
182 Day $1,000 $0.01 0.20% 0.20%
91 Day $1,000 $0.01 0.15% 0.15%

Special Certificate of Deposit Rates**

Comparison table of Special Certificate of Deposit Rates**
Term Minimum to Open Minimum to Earn Interest Rate APY*
15 Month Special $1,000 $1,000 $0.01 3.40% 3.43%
15 Month Special $100,000+ $100,000 $0.01 3.60% 3.63%
27 Month Special $1,000 $1,000 $0.01 3.90% 3.94%
27 Month Special $100,000+ $100,000 $0.01 4.10% 4.14%

Checking Account

Comparison table of Checking Account
Account Type Minimum to Open Minimum to Earn Interest Rate APY*
Health Savings Account $50 $0.01 0.25% 0.25%
NOW Interest/Service Charge $100 $0.01 0.25% 0.25%

Money Market Platinum***

Comparison table of Money Market Platinum***
Balance Minimum to Open Minimum to Earn Interest Rate APY*
$250,000 and Over $100,000 $250,000.00 1.60% 1.60%
$100,000 up to $249,999 $100,000 $100,000.00 1.50% 1.50%
$5,000 up to $99,999.99 $100,000 $5,000.00 0.25% 0.25%

Money Market Plus

Comparison table of Money Market Plus
Balance Minimum to Open Minimum to Earn Interest Rate APY*
$25,000.00 and Over $1,000 $25,000.00 0.45% 0.45%
$5,000 up to $24,999.99 $1,000 $5,000.00 0.35% 0.35%
$500.00 up to $4,999.99 $1,000 $500.00 0.25% 0.25%

Savings Account

Comparison table of Savings Account
Account Type Minimum to Open Minimum to Earn Interest Rate APY*
Christmas Club $10 $0.01 2.00% 2.00%
Kids Club $5 $0.01 0.25% 0.25%
Statement Savings $50 $0.01 0.25% 0.25%
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