Card Services


WCF Financial Bank Debit Card

Lost or stolen card?

Please call (515)832-3071 during normal business hours (8AM-6PM M-F / 8AM-Noon Saturday).

Nights/Weekends please call (800)472-3272.

Are you hooked on the convenience of bank cards, or just beginning to consider the ways they can help you save time and money?  Either way, let us show you the simplest way to bank with your WCF Financial Bank Debit Card. One card is all it takes to:

  • Get cash at automated teller machines (ATMs)
  • Pay for goods and services directly from your checking account

AND. . . . . . IT'S FREE! There are no set up charges or recurring fees.

Personal Card – Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

To Apply Now

  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Simply bring in your completed application to your local WCF Bank office.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

ONLINE ACCOUNT INFORMATION AVAILABLE 24/7 HERE
Compare Credit Cards

Low Rate Card - Platinum Card photo

Extraordinary benefits with MasterCard®  including:

  • Concierge Service2
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

Personal Card – World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.1
  • Competitive ongoing APR.1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

To Apply Now

  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Simply bring in your completed application to your local WCF Bank office.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

ONLINE ACCOUNT INFORMATION AVAILABLE 24/7 HERE
Compare Credit Cards

Preferred Points Card - World Card photo

Extraordinary benefits with MasterCard®  including:

  • Concierge Service2
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

CardValet

WCF Card Valet from WCF Financial on Vimeo.

Card Valet enables you to control when, where and how your debit card is used.

  • Track Account Balances
  • Review Debit Card Transactions
  • Receive alerts to monitor card activity
Card Valet Quick Reference Guide

Member Privilege Status ATM Network

Privileged Status is a program developed by the SHAZAM network to help community financial institutions provide their customers with a broad base of surcharge-free ATM locations.

Cardholders can refer to the list of Privileged Status ATMs for participating ATMs in their area.

1 Please see application for information about current APRs and fees.
2 Concierge Services available with World MasterCard only.